Kentucky Central Life & Accident Insurance v. Harper

Opinion op the Court by

Commissioner Tinsley—

Affirming.

Oil December 5, 1927, appellant issued to Emery Harper what is known as its XX policy, whereby it agreed, in event of the death of the insured “resulting directly and independently of all other causes through external, violent and accidental means, provided death of the insurred occurred within ninety days from the date of the accident,” to pay his wife, the beneficiary named in the policy, the sum of $1,000. While the policy was in full force and effect, Emery Harper was shot and killed March 4, 1928, by a negro named Clifton Centers.…