McInnes v. Southern Home Insurance

The opinion of the Court was delivered by

Mr. Justice Stabeer.

This is an action on an insurance policy.

The facts as we gather them from the record are as follows :

For a period of one year from October 10, 1923, the defendant insurance company insured the plaintiff against all direct loss or damage by tornado, windstorm, or cyclone, to her dwelling house in the city of Charleston, to an amount not exceeding $2,000. The policy contained a provision that, in case the insurer and the insured should disagree as to the amount of any loss or damage, the matter should be submitted to two disinterested…