Thermal Belt Sanitarium Co. v. Hartford Insurance Co.
Supreme Court of North Carolina
Appeal from Lane, J., at May Term, 1911, of Pole. Civil action, to recover on two concurrent fire insurance policies. Tbe evidence tended to sbow tbat plaintiff corporation held two concurrent fire insurance policies, alleged to cover its main building and four cottages situate near the same, and “That on 5 Mayj 1909, a fire occurred which destroyed one of the cottages and also damaged the main building.
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Appeal from Lane, J., at May Term, 1911, of Pole. Civil action, to recover on two concurrent fire insurance policies. Tbe evidence tended to sbow tbat plaintiff corporation held two concurrent fire insurance policies, alleged to cover its main building and four cottages situate near the same, and “That on 5 Mayj 1909, a fire occurred which destroyed one of the cottages and also damaged the main building. Defendant resisted recovery for destruction of the cottage, claiming that same was not covered by the descriptive terms of the policy. The following is the description, which it seems was…
1Opinion of the Court
Hoke, J.,
after stating the case: The descriptive words of this policy and the physical placing of the cottages and their use and purpose in connection with the plant and its operation are made to appear further as follows: “The location of the buildings is on top of the hill above the town, consisting of one administration building, which is a two-story frame metal-roof building, longer than wide, with nothing in the way of a lean-to nailed- to the building. The rest of the sanitarium property consisted of four cottages, one story, metal roof, consisting of four rooms,'bath and trunk room,…
2Cases cited6 opinions
- Atlantic & North Carolina Railroad v. Atlantic & North Carolina Co.Supreme Court of North Carolina · 1908
- North British & Mercantile Insurance v. TyeCourt of Appeals of Georgia · 1907
- Massey v. . BelisleSupreme Court of North Carolina · 1841
- Ward v. Gay.Supreme Court of North Carolina · 1905
- Sargent v. AdamsMassachusetts Supreme Judicial Court · 1854
1 more not listed; retrieve them via the Exa API.
3Cited by2 opinions
- Farmers Mutual Insurance v. BrownCourt of Appeals of Georgia · 1987
- National Union Fire Insurance v. TatumCourt of Appeals of Georgia · 1937