Miller v. Shore Financial Services, Inc.

The plaintiffs, Jeffrey and Laura Miller, brought this action against defendant Shore Financial Services, Inc., claiming that the defendant violated the provisions of the Equal Credit Opportunity Act, 15 U.S.C. § 1691, when the company failed to give them notice of action on their loan application within the 30-day time limit prescribed by the Act. Instead, the Millers argue, Shore Financial Services offered less favorable terms than agreed after this time limit had expired. In response to the complaint, the mortgage company moved for dismissal under Federal Rule of Civil Procedure 12(b)(6),…