Ochs v. Federated Mutual Insurance

Knudson, J.:

Scott Ochs appeals the trial court’s grant of summary judgment in favor of Federated Mutual Insurance Company (Federated Mutual) that denied Ochs’ claim for underinsured motorist coverage for a motor vehicle accident. Ochs also appeals the trial court’s denial of his motion for summary judgment. The facts are not in dispute.

Ochs was driving a propane truck for his employer, Ramsey Oil Hutchinson, Inc. (Ramsey Oil), on July 12, 2004, when he was seriously injured in a motor vehicle accident involving an alleged negligent third party, Loren L. Hayden. Subsequently, Ochs reached a…