Rocky Mount Savings & Trust Co. v. Ætna Life Insurance

This action has been instituted upon the contract of insurance and not in tort to secure damages for the negligent failure of defendant to pass upon the application of the insured. Many courts have permitted recovery for negligent delay in accepting an original application for insurance. Duffy v. Bankers Life Association, 139 N. W., 1087, 46 L. R. A. (N. S.), 25; Handlier v. Knights of Columbus, 183 N. W., 300; In re Coughlin’s Estate, 205 N. W., 14; Strand v. Bankers Life Ins. Co., 213 N. W., 349; Kukuska v. Home Mut. Hail-Tornado Ins. Co., 235 N. W., 403; Jackson v. N. Y. Life Ins. Co., 7…