Kukuska v. Home Mutual Hail-Tornado Insurance

Under the circumstances disclosed by the evidence in this case, the transaction should be treated as if the plaintiff had paid the agent Grimm the policy fee and premium in cash. Grimm extended credit in accordance with the usual course of business between him and the plaintiff and it was treated as a cas'h transaction.

*170The question presented for solution is, under the circumstances of this case, was defendant liable to the plaintiff in damages? As indicated by the trial court, the weight of authority undoubtedly is that an insurer may be held liable under such circumstances in the amount of…