State Farm Fire and Casualty Co. v. Jones

Plaintiff insurer in this declaratory judgment action contends that its automobile liability policy does not cover personal injuries sustained by the named insured, Jones, in an accident which occurred while she was a passenger in her own vehicle. The driver, Frank, was operating the automobile with Jones’s permission. He has no liability insurance of his own. The court granted plaintiffs motion for summary judgment. Defendant appeals from the resulting judgment, and we affirm.

The policy excludes liablity coverage for bodily injury to “any insured or any member of an insured’s family residing…