SER Nationwide Mutual Insurance v. Hon. Ronald E. Wilson

Justice KETCHUM:

Petitioner, Nationwide Mutual Insurance Company (“Nationwide”) seeks a writ of prohibition to halt enforcement of a March 16, 2015, order of the Circuit Court of Ohio County. The circuit court denied Nationwide’s request for declaratory relief and found that its commercial general liability (“CGL”) policy with its insured (Mr. Fred Hlad) requires it to provide coverage, defend, and “indemnify [Mr. Hlad] for any damages that may be recovered” in the underlying lawsuit. (Emphasis added). The underlying lawsuit arises out of Mr. Hlad’s agreement to construct a house for the…