Harvey v. Pawtucket Mutual Fire Insurance

This is an action of contract to recover for the total loss of an automobile upon a fire insurance policy. *166It was agreed at the trial that proof of loss and all conditions precedent to bringing suit had been complied with.

Under the heading, “ Exclusions,” the policy stated, among other conditions, “2. It is a condition of this policy that it shall be null and void. ...(c) If the interest of the assured in the property be other than unconditional and sole ownership, or if the subject of this insurance be or becomes encumbered by any lien or mortgage except as stated in Warranty No. 3, or…