Chamberlain v. Metropolitan Property & Casualty Insurance

Plaintiff James Chamberlain appeals a Caledonia Superior Court grant of summary judgment to defendant Metropolitan Property and Casualty Insurance Company. Plaintiff argues that he is entitled to • the “each accident” limit of $300,000 in underinsured motorist coverage under his policy with defendant; thus the court erred in limiting his claim to the $100,000 “each person” amount. We affirm.

The relevant facts are undisputed. Plaintiff and his former wife were injured in a motor vehicle accident on May 31, 1992. At the time of the accident, an automobile insurance policy previously issued by…