Grinnell Mutual Reinsurance Co. v. Employers Mutual Casualty Co.

ANDREASEN, Justice.

This case involves a dispute between Grinnell Mutual Reinsurance Company (Grinnell) and Employers Mutual Insurance Company (Employers) over the insurers’ respective duties to defend and indemnify the insured, Grinnell-Newburg School District (School), for damages which arose from an accident in which Elizabeth Rhodes, a student, suffered injuries in attempting to exit a school bus negligently set in motion by Nathan Gray, one of her classmates. The district court found liability under the Employers business protection policy, notwithstanding the exclusion of coverage for…