Overbaugh v. Household Bank N.A. (In Re Overbaugh)

Plaintiffs-appellants Douglas J. Over-baugh and Danielle Badamo-Overbaugh (jointly, “plaintiffs”) appeal an April 7, 2008 judgment of the United States District Court for the Northern District of New York (David N. Hurd, Judge), affirming an April 19, 2007 Order of the United States Bankruptcy Court for the Northern District of New York (Robert E. Littlefield, Jr., Chief Bankruptcy Judge), which denied plaintiffs’ motion to reclassify a claim of defendant-appellee Household Bank N.A. (“defendant” or “Household”) from secured to unsecured. 1 On appeal, plaintiffs argue that their motion to…