Legal Opinion
Ford Motor Credit Co. v. State Farm Insurance Co.
Court of Civil Appeals of Alabama
Decided November 19, 1993No. AV93000012PublishedCited by 1 opinion
1Opinion of the Court
RICHARD L. HOLMES, Retired Appellate Judge.
In March 1989, Carl Johnson purchased a 1989 Ford Escort automobile and obtained financing for the vehicle from Ford Motor Credit Company (FMCC). Johnson executed an agreement to obtain insurance coverage on the vehicle and to name FMCC as the loss payee on the vehicle.
Johnson applied for insurance coverage with State Farm Insurance Company (State Farm) through Kris Mullins, the local State Farm agent. The application for insurance listed FMCC, by a coding procedure, as the loss payee. FMCC verified that Johnson had insurance coverage as of March…
2Cases cited5 opinions
- CHARLES ISRAEL CHEV., INC. v. Walter E. Heller & Co.Supreme Court of Alabama · 1985
- Garrison v. GraysonSupreme Court of Alabama · 1969
- Security Ins. Co. of Hartford v. SmithSupreme Court of Alabama · 1978
- Hilliar v. State Farm Mut. Auto. Ins. Co.Supreme Court of Alabama · 1984
- Strickland v. ALA. FARM BUREAU MUT. CAS. INS.Supreme Court of Alabama · 1987
3Cited by1 opinion
- Quality Living, Inc. v. State Department of Public HealthCourt of Civil Appeals of Alabama · 1997