Security Ins. Co. of Hartford v. Smith

This appeal is from a declaratory judgment holding that Appellant, Security Insurance Company of Hartford, did not effectively cancel its insurance policy covering Appellee, Jack's Truck Stop. We reverse and remand.

On June 29, 1973, E.J. Allred, Appellee-Owner of Jack's Truck Stop, applied for a garage liability insurance policy with Security through the Jean Deese Agency, Inc., Security's authorized agent. Several years prior to the date of application, though the physical location remained the same, the address of the truck stop was changed from Route 1 (Access Highway 65 and Alabama 69),…