State Farm Mutual Automobile Insurance v. North River Insurance

Gardner, Judge:

State Farm brought this declaratory judgment action contending that an exclusionary clause in its automobile liability insurance policy was applicable. The master, by agreement the sole trial judge, found the exclusionary clause of the State Farm policy nonapplicable. We disagree and reverse.

The pertinent exclusionary provision of the State Farm policy provides, inter alia, that there is no liability for bodily *376injury to “any employee of an insured arising out of his or her employment.”

This provision, we hold, is consonant with two provisions of the Motor Vehicle Financial…