Northland Bottling Co. v. Farmers Mutual Automobile Insurance

The first question is whether plaintiff’s loss is “occasioned” or “caused by” burglary. It is quite obvious that damage to the office safe caused by the burglar’s effort to break into it is such an insured risk. So, too, is damage and destruction incident to smashing desks or other receptacles where valuables might be kept. Defendant does not *329deny such coverage. But there was a great deal of wanton destruction which cannot be attributed to the burglar’s attempt to carry off the property so damaged or to facilitate the abstraction of any other property. Defendant submits that such loss is due…