Germania Fire Insurance v. Nickell

Opinion op the Court by

Judge Sampson

Affirming.

The Germania Fire Insurance Company issued to G. C. Nickell, of Morehead, Kentucky, a policy of fire insurance for one thousand ($1,000.00) dollars upon his residence in said town. The contract was for a term of three years, from January 5, 1912. On December 17, 1914, the house was totally destroyed by fire. Dr. Nickell wrote the company on December 29th, notifying them of the loss, and on February 4, 1915, presented them with proof of loss, as' required by the policy, but the company declined to pay the claim, or any part of it, alleging:

1st:…