Bailey v. METROPOLITAN CASUALTY INSURANCE COMPANY

The provision of a liability-insurance policy, issued by the defendant to the plaintiff, which provides: “Insurance Agreements, Coverage A—Bodily Injury Liability. To pay on behalf of the insured all sums which the insured shall become legally obligated to pay as damages because of bodily injury, sickness or disease, including death at any time resulting therefrom, sustained by any person, caused by accident and arising out of the ownership, maintenance or use of the automobile,” binds the insurer to pay on behalf of the insured only when the insured becomes legally obligated to pay for…