Milam County Mutual Life & Accident Ass'n v. Watson

Watson held a certificate for $1,000 insurance, issued to him by appellant, a mutual aid assessment association, in which his wife, appellee, was named beneficiary. He failed to pay his semiannual dues, which accrued on October 1, 1928, and fifteen days thereafter, under the terms of his policy, it automatically lapsed. He died on December 25,1928. On December 28,1928, the secretary of appellant, without knowledge of his death, mailed at Rockdale, Tex., a notice addressed to Watson at Austin, Tex., of assessments for two deaths occurring prior to December 20, 1928. The records of the…