Aetna Casualty & Surety Co. v. Poirier

The sole question on this appeal is whether an insurer is obliged to provide benefits under its “uninsured motorists coverage” (Coverage U) to an insured who, without the insurer’s consent, has settled a claim against a third party whose vehicle was involved in the accident which resulted in the insured’s bodily injury. We conclude that under the terms of the applicable motor vehicle insurance policy the insurer had no obligation to provide Coverage U benefits in the circumstances and that the policy provisions do not violate statutory requirements.

The husband of the defendant administratrix…