AVCO Financial Services of Billings One, Inc. v. Christiaens

Following the default by Daniel and Beverly Christiaens (Christiaens) on a loan from AVCO Financial Services (AVCO), AVCO obtained a judgment against Christiaens for $8,575.19. AVCO brought a declaratory judgment action to determine if the judgment constituted a lien on certain Silver Bow County property. The District Court of the Second Judicial District for Silver Bow County entered a judgment finding there was no effective lien. We vacate that judgment.

The following issues will be considered on review.(1) Is a secured party first required to dispose of collateral given for security of a…