Manion v. Providian National Bank

MEMORANDUM DECISION ON APPEAL

KANE, Senior District Judge.

This appeal from a bankruptcy court decision determines the rights of various parties in real property within the context of a bankruptcy and a statutory foreclosure. The case came before the bankruptcy court as an adversary proceeding between Providian, the holder of a certificate of purchase and Julie Manion, a junior lienor with redemptive rights. The debtor is Taina Vitt, an owner and one of the original mortgagors of the subject property. 1

BACKGROUND.

The appellant, Julie Manion, presents a version of the story of the three little…