Kanning v. Allstate Insurance Companies

Jonh Mauzy Pittman, Judge.

The appellant, Michael Kanning, was injured on May 29, 1994, when his automobile was struck from behind by another vehicle. The accident was caused by the negligence of the driver of the other vehicle. Appellants 1 ultimately settled with the negligent driver’s insurance carrier, Preferred Risk, for its policy limits of $50,000. Appellants had their own policy of insurance with appellee Allstate covering three separate vehicles; each vehicle had underinsured motorists coverage in the amount of $50,000. Having sustained damages in excess of the $50,000 limit of the…