In re Geiger

FINDINGS OF FACT AND CONCLUSIONS OF LAW ON HOMESTEAD EXEMPTION

Michael G. Williamson, Chief United States Bankruptcy Judge

In order for real estate to qualify for the Florida homestead exemption,1 a debt- or must possess the intent to make the property a permanent homestead, and must couple that stated intention with evidence that even if the property is uninhabitable (as is the case here), the property is capable of occupancy and that the debtor has taken steps to make the property habitable for occupancy as a permanent homestead. In this case, the Debtor took title to the subject property…