Sorenson v. Hartford Accident & Life Insurance Co.

ELLETT, Chief Justice:

This is an appeal from a Summary Judgment in favor of Hartford in a group insurance policy case, holding that the policy speaks for itself and is dispositive when it specifically says that upon termination of employment, the policy is no longer in force.

Sorenson’s employment ended July 3rd, he was injured on a motorcycle on the 5th. The premium for July was paid. The policy had a conversion clause providing for lesser amounts for a lesser premium and Sorenson took advantage of the option. He was paid under the new policy for expenses, etc. Nonetheless he claims benefits…