La Salle National Bank v. Allstate Insurance

This appeal arises out of a declaratory judgment action brought by plaintiff to determine whether it, as successor trustee to a land trust, is entitled to coverage for damage to property under an insurance policy issued by defendant. The circuit court granted summary judgment for defendant while denying plaintiff’s motion for summary judgment. For the reasons set forth below, we reverse and remand for a determination whether the transfer of the trust to plaintiff increased the insured’s risk.

The following facts are undisputed. On January 4, 1981, Susie Lenorr Edmonds obtained a policy from…