Potlatch Grain & Seed v. Millers Mutual Fire Insurance

EISMANN, Justice.

We affirm the district court’s grant of summary judgment dismissing the complaint on the ground that the insurance policy issued by respondent had expired prior to appellant’s loss.

I. FACTS AND PROCEDURAL HISTORY

Beginning in the early 1990’s, the appellant Potlatch Grain and Seed (Potlatch Grain) purchased annual policies of property and casualty insurance from the respondent Millers Mutual Fire Insurance Company (Millers). In July 1997, Potlatch Grain renewed its insurance policy with Millers for a one-year term ending July 29, 1998. Millers renewed that policy through…