Progressive County Mutual Insurance Co. v. Sink

107 S.W.3d 547 (2003)

PROGRESSIVE COUNTY MUTUAL INSURANCE COMPANY, Petitioner,

v.

Paul SINK, Respondent.

No. 01-0534.

Supreme Court of Texas.

Argued October 9, 2002.

Decided May 15, 2003.

Rehearing Denied July 3, 2003.

Robert Alan York, David W. Holman, Holman & Keeling, P.C., Mark Lapidus, Burck Lapidus & Lanza, Houston, for petitioner.

Robert Glen Moll, Hill Rivkins & Hayden LLP, Houston, for respondent.

This case concerns coverage for a "temporary substitute" vehicle under the standard Texas Personal Auto Policy. The issue is whether the policy provides liability coverage when the insured, whose own…