American Modern Home Insurance v. Corra

MAYNARD, Chief Justice.1

In this case, the Court answers the following certified question from the United States District Court for the Southern District of West Virginia:

The homeowner’s policy in effect at the time of the underlying events provides coverage for an “occurrence,” which is defined as “an accident, including continuous or repeated exposure to substantially the same general harmful conditions, which results, during the policy period in ... bodily injury or property damage.” Under West Virginia law, does knowingly permitting an underage adult to consume alcoholic beverages on a…