West Virginia Fire & Casualty Co. v. Stanley

MAYNARD, Chief Justice:

In this appeal from the Circuit Court of Mason County, we are asked to review an order granting summary judgment to an insurance company in a declaratory judgment action. Specifically, the circuit court found that the insurance company has no duty to its insureds in an action arising from the alleged sexual misconduct of an insured minor because coverage is precluded by the “accident” requirement and “intentional-injury” exclusion in the pertinent insurance policy. For the reasons that follow, we affirm.

I

FACTS

Glen and Helen Stanley, defendants below in the underlying…