Utica Mutual Insurance v. Travelers Insurance

—Judgment unanimously reversed on the law without costs, cross motion denied, motion granted and judgment granted in accordance with the following Memorandum: On July 7, 1991, lightning struck and damaged an electrical transformer and other property at a school building in the Silver Creek School District (District). At the time of the loss, the District had a policy of insurance covering buildings and personal property with Utica Mutual Insurance Company (Utica Mutual) and a policy of insurance covering boilers and machinery with the Travelers Insurance Company (Travelers). The District…