Scott v. National Travelers Life Insurance Co.

STRUTZ, Judge.

The plaintiff purchased a contract of insurance from the defendant, to which a rider was attached which provided, in part, as follows:

“This Rider provides term life insurance on * * * each covered child in the amount of $1,000 provided the child is at least 14 days old and has not reached his or her 25th birthday at the date of death.”

The policy further provided that, in determining the age of each child, “it shall be presumed that such child was born at 12:01 A.M., Standard Time, on the day and at the place such child was born.”

Michelle Joy Ann Scott was born to the plaintiff…