Sanders v. Nationwide Mutual Fire Insurance Co.

CARSON, Judge.

All issues of fact having been stipulated to by the parties involved, the only question presented to us is whether or hot the trial court correctly applied the law to the exclusionary clause in granting summary judgment for the defendant. Although this is a case of first impression in North Carolina, we are guided by cases construing other provisions of insurance policies. It is a general rule in construction of such policies that ambiguities are to be resolved against the carrier and in favor of the insured. Trust Co. v. Insurance Co., 276 N.C. 348, 172 S.E. 2d 518 (1970);…