First American Bank v. Urbandale Laser Wash, LLC, Walnut Creek Laser Wash, LLC, and Steven Golden

First American Bank initiated a foreclosure action against Urbandale Laser Wash, LLC, Walnut Creek Laser Wash, LLC, and Steven Golden (collectively referred to as Golden). Golden responded and claimed as an affirmative defense that the two parties had reached a forbearance agreement that precluded foreclosure. Golden also filed four. counterclaims: (1) First American’s breach of the forbearance agreement was a breach of contract; (2) First American’s freezing of Golden’s bank accounts was a breach of the bank account agreements; (3) First American converted the funds in Golden’s bank…