Braxton v. Farmer's Insurance Group

Memorandum of Opinion

EDWIN L. NELSON, District Judge.

I. Introduction.

Before the court is the plaintiffs motion for class certification, filed June 27, 2002. [Doc. # 16.] The issues raised therein have been fully briefed by both parties and are now ripe for determination. Upon due consideration, the court finds that the motion is due to be granted.

II. Facts.

Mike W. Braxton (“Braxton”) held a policy of homeowners’ insurance issued by the defendant, Fire Insurance Exchange (“FIE”). On October 16, 2001, FIE began using Insurance Bureau Codes (“IBCs”) as one factor in setting the amounts of…