Smith v. Metropolitan Life Insurance

Plaintiff, as beneficiary, brought suit on two industrial life insurance policies issued by defendant upon the life of Hosie Smith, which, in addition to a death benefit of $250 under each policy, provided that double indemnity would be paid if death were caused solely by external, violent and accidental means, and also that no double indemnity would be paid if the death of insured resulted from self-destruction, whether sane or insane. Trial by jury resulted in a verdict and judgment for plaintiff of $500, from which defendant has taken an appeal.

Insured was 35 years old, married and…