Knapczyk v. Metropolitan Life Insurance

Defendant appeals from a judgment of $1,112.50 entered against it on an insurance policy upon the life of Anthony Knapczyk, who died of a gunshot wound on December 5, 1940, within two years of the date of the issue of the policy. The sole defense is that the insured came to his death by suicide.

The policy contained the following provision: “Suicide : — If the Insured, within two years from the date of issue hereof, die by his own hand or act, whether sane or insane, the liability of the Company hereunder shall be limited to an amount equal to the premiums which have been received, without…