Chattem, Inc. v. Provident Life & Accident Insurance Co.

OPINION

This case involves a claim for disability benefits brought under a policy of group coverage issued by the defendant insurance company to the plaintiff employer providing coverage for plaintiff’s employees. The trial court, after hearing the case without a jury, dismissed the plaintiff’s claim on the ground that proof of the employee’s disability was not furnished to the defendant in a timely manner. The Court of Appeals affirmed. We granted the plaintiff’s application for permission to appeal and now reverse.

The following pertinent facts which are not in dispute are accurately recited…