Legal Opinion

Lemy v. Direct General Finance Co.

District Court, M.D. Florida

Decided June 19, 2012No. Case No. 8:11-cv-2722-T-23AEPPublishedCited by 4 opinions

1Opinion of the Court

ORDER

STEVEN D. MERRYDAY, District Judge.

Gardith Lemy and Marilyn Hill allege that a group of conspiring insurers sold Lemy, Hill, and a putative class worthless and unregulated “surplus” automobile insurance. Lemy and Hill sue the insurers; each insurer moves (Docs. 4, 18, 20, 21, 22) to dismiss.

I

A few words on surplus insurance are needed before proceeding to Lemy and Hill’s allegations. Generally, no one may sell insurance in Florida without a certificate of authority from the state’s Office of Insurance Regulation (“the Office”). Under Section 624.401(4), Florida Statutes, “any person who…

2Cases cited23 opinions

  1. London v. Wal-Mart Stores, Inc.Court of Appeals for the Eleventh Circuit · 2003
  2. QBE Insurance Corp. v. Chalfonte Condominium Apartment Ass'nSupreme Court of Florida · 2012
  3. Zarrella v. Pacific Life InsuranceDistrict Court, S.D. Florida · 2010
  4. Linda Swerhun v. The Guardian Life Ins. Co. Of AmericaCourt of Appeals for the Eleventh Circuit · 1992
  5. Essex Ins. Co. v. ZotaSupreme Court of Florida · 2008

18 more not listed; retrieve them via the Exa API.

3Cited by4 opinions

  1. Hill v. National Insurance Underwriters, Inc.Court of Appeals for the Eleventh Circuit · 2016
  2. Martorella v. Deutsche Bank National Trust Co.District Court, S.D. Florida · 2015
  3. Lemy v. Direct General Finance Co.District Court, M.D. Florida · 2012
  4. Arencibia v. AGA Service CompanyDistrict Court, S.D. Florida · 2021

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