State Farm Mutual Automobile Insurance v. Peninsula Insurance

OPINION

RIDGELY, Judge.

This declaratory judgment action arises out of an automobile accident that occurred on July 20, 1983, when James A. Baynum (“Baynum”), operating a car owned by his stepfather, William Swiggett, struck an automobile owned and operated by Gerhar-da G. Cox. Baynum was 16 years of age, *1314and he was issued his license only one week earlier when his parents, Audrey M. Swiggett and Everett Baynum, co-signed his application pursuant to 21 Del.C. § 2712. State Farm Mutual Automobile Insurance Company (“State Farm” and “plaintiff”) was the insurer for the injured party, Gerharda…