Pavlik v. St. Paul Mercury Insurance

KNOCH, Circuit Judge.

Plaintiffs brought this action against defendant for a declaratory judgment that plaintiffs Roy D. Pavlik, Sr. and Herman G. Lorenz were entitled to coverage under an automobile insurance policy issued by defendant St. Paul Mercury Insurance Company (hereinafter called “St. Paul”) to O’Laughlin Redi-Mix Concrete Company (hereinafter called “O’Laughlin”) with respect to injuries incurred by Ray Shields, an employee of Raymond Concrete Pile Company (hereinafter called “Raymond”). The District Court entered judgment in favor of St. Paul and this appeal followed.

The facts are…