General Insurance Co. of America v. Camden Construction Co.

Quillian, Judge.

We recognize the rule that: “Where a provision in an insurance policy is susceptible of two or more constructions, the court will adopt that construction which is most favorable to the insured.” John Hancock Mutual Life Ins. Co. v. Frazer, 194 Ga. 201 (20 SE2d 915); North British &c. Ins. Co. v. Mercer, 211 Ga. 161 (84 SE2d 570). “While it is the general rule that ambiguities in an insurance contract must be construed most favorably to the insured, this rule has no application when the contract is unambiguous.” Hulsey v. Interstate Life &c. Ins. Co., 207 Ga. 167 (1) (60 SE2d…