Morgan v. U. S. Bank Trust N.A.

McFadden, Judge.

Jacquelyn Ann Morgan appeals the default judgment entered in favor of U. S. Bank Trust N.A., as Trustee for Vericrest Opportunity Loan Trust 2012-NPLl Asset Holdings Trust in this action to reform a security deed. Morgan argues that the trial court erred in entering the default judgment because her answer to the complaint was timely filed. We agree and therefore reverse.

U. S. Bank Trust filed a complaint seeking, among other things, to add to Morgan’s security deed a provision allowing it to pursue nonjudicial foreclosure. Morgan was personally served with the complaint on…