State Farm Mutual Insurance Co. v. Edgington

HATHAWAY, Judge.

This appeal, concerned with uninsured motorist coverage, arises from an action for declaratory judgment submitted on stipulated facts and the testimony of the plaintiff’s attorney.

State Farm Mutual Insurance Company issued a policy to Robert Edgington which contained uninsured motorist coverage. Mr. Edgington, his wife and son were riding in a friend’s car being driven by the friend when the car was struck by an uninsured motorist. Mr. Edgington was killed; his wife and son suffered injuries. The host-driver had an uninsured motorist policy with a $20,000 limit issued by…