Davis v. Bank of America, N.A.

IN THE UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION Lou Davis and Tameka Davis, ) formerly known as Tameka ) Smith, ) ) Plaintiffs, ) ) v. ) No. 20 C 4816 ) Bank of America, N.A. ) ) Defendant. ) Memorandum Opinion and Order The complaint in this case alleges that Bank of America, N.A. (“BANA”) violated the Fair Credit Reporting Act (“FCRA”), 15 U.S.C § 1681s-2(b), § 1681n, and/or § 1681o by reporting to the three major credit agencies a debt it claimed plaintiffs owed it when, in fact, plaintiffs owe BANA nothing. Specifically, plaintiffs claim that…