Supreme Council of the Order of Chosen Friends v. Forsinger

— The appellee’s complaint is founded upon a certificate of membership issued to him by the appellant. The by-laws of the corporation contain, among others, this provision :

“ Should a member become totally and permanently disabled from following his or her usual or other vocation, by reason of disease or accident, such member, upon the receipt and approval of satisfactory proofs, as hereinafter provided, shall be entitled to a benefit not exceeding one-half of the relief fund certificate held by him or her.”

The certificate issued to the appellee is a contract of insurance, and his right to…