Legal Opinion

Brenda Taylor, on behalf of herself and others similarly situated v. Sunup Financial, LLC d/b/a Balance Credit

District Court, N.D. Illinois

Decided March 23, 2026No. 1:24-cv-10310Unknown

1Opinion

UNITED STATES DISTRICT COURT FOR THE NORTHERN DISTRICT OF ILLINOIS EASTERN DIVISION BRENDA TAYLOR, on behalf of herself and others similarly situated, Plaintiff, NO. 1:24-CV-10310 v. Judge Edmond E. Chang SUNUP FINANCIAL, LLC d/b/a BALANCE CREDIT, Defendant. MEMORANDUM OPINION AND ORDER Brenda Taylor took out a $1,800 consumer loan from SunUp Financial, LLC (which does business as Balance Credit). R. 1, Compl. ¶ 12.1 The loan had an annual interest rate of 224%. Id. ¶ 14. But an Indiana consumer-protection statute (Taylor lives in Indiana) caps the interest rate for loans like the one Taylor…

2Cases cited11 opinions

  1. Mitsubishi Motors Corp. v. Soler Chrysler-Plymouth, Inc.Supreme Court of the United States · 1985
  2. Green Tree Financial Corp.-Alabama v. RandolphSupreme Court of the United States · 2000
  3. American Express Co. v. Italian Colors RestaurantSupreme Court of the United States · 2013
  4. Eastern Associated Coal Corp. v. United Mine Workers, District 17Supreme Court of the United States · 2000
  5. Preston v. FerrerSupreme Court of the United States · 2008

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