Klamm v. Carter

Brazil, J.:

Mid-Century Insurance Company appeals the trial court’s judgment which held that an exclusion in the uninsured motorist (UM) coverage of its policy did not apply to the policy owner, Richard Klamm.

The parties stipulated to the facts and submitted only questions of law for the trial court’s decision. Their stipulations and the record together disclose the following pertinent facts.

Richard Klamm bought an automobile insurance policy from Mid-Century which covered his 1980 Oldsmobile Toronado. The policy included uninsured motorist coverage. On July 15, 1983, Klamm bought a…