West Bend Mutual Insurance Co. v. State Farm Mutual Automobile Insurance Co.

MAHAN, Justice.

Plaintiff appeals from the district court’s judgment in favor of defendant, concluding defendant did not breach its contract by refusing to defend or indemnify the insured. Plaintiff contends the trial court erred because the language of defendant’s policy with the insured provided coverage for the loss at issue. Furthermore, plaintiff contends the district court’s decision constituted an acceptance of the “closer to the risk” analysis previously rejected by the Iowa Supreme Court. If this court finds defendant’s policy provided coverage, plaintiff requests we determine the…